Old Mutual has been driving South Africa forward for more than 175 years. But why exactly is our car insurance such a firm favourite among South Africans?
This post was published on 26 Mar, 2019

Old Mutual has been driving South Africa forward for nearly two centuries. Founded in 1845, the Old Mutual Group was first established in Cape Town in 1845 as South Africa’s first mutual life insurance company.

Today, we offer employment to more than 28 000 people in 17 countries across Africa, Asia and Latin America. We’re proud of our truly South African roots that now stretches globally and has made Old Mutual a household name among various communities.

Putting our clients first

Our purpose is to help our customers thrive by safeguarding their vehicles against insured eventuality. We aim to deliver a great balance between affordability and comprehensive cover that delivers great value for money and value-added benefits.

Old Mutual Car Insurance at a glance

You’ve worked hard for your wheels. Old Mutual Car Insurance works just as hard to protect your investment – affordably, reliably and custom-made to your exact needs and budget. As one of South Africa’s oldest and most trusted brands, Old Mutual Car Insurance offers complete peace of mind.

Benefits that gives you more

Old Mutual’s Comprehensive Car Insurance option protects you against loss or damage in the event of either a road accident or natural disaster.

  • Cover against road accident damage or loss.
  • Cover against attempted or actual vehicle theft or hijacking.
  • Cover against damage to your vehicle as a result of fire, theft or natural disaster (e.g. storms, hail and floods).
  • Cover for third party claims against you, should you ever be legally liable for damage to another vehicle, injury to another person or damage to third party property.
  • Road Emergency Services.
  • Optional car hire cover.
  • Optional credit shortfall cover.

Integrated benefits

With Old Mutual Car Insurance, you’re covered for more than just your vehicle. As an Old Mutual policyholder, your cover extends to yourself and your passengers.

  • Emergency medical expenses if you or any of your passengers become injured in an accident.
  • Trauma counselling in the event of a hijacking, armed robbery, attempted or violent theft.
  • Repair/ replacement costs of vehicle keys, locks and remotes if lost or damaged.
  • Emergency accommodation expenses for you and one passenger – up to two days, if you have been involved in an accident more than 250 kilometres from home.
  • 24/7/365 Road and Home Emergency Services cover.

Always something extra: road emergency services are standard on all our policies

Road Emergency Services are part and parcel of your Old Mutual Car Insurance Policy – protecting you against any unforeseen incident while on the road. This benefits covers up to a total cost of R4 000, or two events per year, including:

  • A flat tyre or battery
  • Keys locked inside your vehicle
  • Running out of fuel
  • Mechanical/electrical breakdown (excluding accidents)
  • Towing services to the nearest service provider or place of safekeeping
  • Sending urgent messages to your loved ones


The following benefits apply outside a radius of 100 kilometres away from your home, up to a cost of R400 per incident:

  • Vehicle storage
  • Repatriation of vehicle
  • Hotel accommodation, car rental or taxi

Optional add-ons

We also offer additional products that can take your cover the extra mile.

  • Cash Back Bonus – receive 10% of your premiums back in cash after every three claim-free years.
  • Bundle and Save – With every additional vehicle you add to your Old Mutual Car Insurance policy, your premium per vehicle becomes substantially reduced. You can also opt to bundle your car and home insurance for even bigger savings.

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Old Mutual Car Insurance shares your journey with customised premiums and great added benefits. Get an instant online quote today and see for yourself why we’re trusted by more than six million South Africans.


Terms and conditions apply. Please note that the content displayed on this site is for information purposes only and does not replace our policies’ terms and conditions. The policy wording supersedes any marketing material. Any claim will be considered against the terms and conditions that apply at the time of claim and as set out in out customers’ policy documentation.